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Business Loans to Accelerate Your Growth

Grow faster, easier, and strategically with Pay Trust Corp.
 

Unlock multiple options with one application,  to get the best terms.

Most Common Financing Options
Find the solution that works best. Then, we'll do the heavy lifting for you.

Small Business Loans

A small business loan provides funding for entrepreneurs to tackle challenges, take advantage of opportunities, and invest in their businesses. You can use the funds for almost any business purpose, including working capital, equipment, expansions, payroll, and other investments.

Revenue-Based Loans

Revenue-based financing isn’t your traditional loan. Instead, it’s a financing solution that allows your business to secure capital—quickly and easily—by leveraging your business’s future sales.
Revenue-based financing can yield funding amounts as high as $10 million, making them a great alternative to traditional business loans. Even better, they’re much more accessible than other types of financing.

Subordinated Debt

Subordinate debt is second-tier debt. The subordinate lender has a second lien position, whereas the senior lender retains the right to the first lien position.
The first position has the right to remain whole, meaning that they’re entitled to repayment before the second-tier lender.

Accounts Receivable Financing

Accounts receivable financing helps you obtain capital by using receivables as collateral. This may involve invoice factoring, which is the purchase of receivables for cash flow. Accounts receivable financing is a quick and simple path to getting financing. After selling your invoice or book of receivables, the factoring company is responsible for receiving payment—taking this completely off your own plate.

CannaBusiness Financing

The CannaBusiness Financing Solution gives aspiring cannabis entrepreneurs in all areas of the industry the resources they need to grow their own way! Offering a fresh solution to an industry in which all applications previously led to rejections, this new financing solution is the best choice for cannabis companies seeking cost-effective financing— without selling equity in the process.
 

Purchase Order Financing

Your customer’s invoice is overdue, and you’re still waiting on the payment. But, your supplier is waiting for payment, and you can’t risk paying late or ruining your relationship. Regardless, your packaging, shipping, product, and labor costs must be met. Purchase order financing is a funding solution that helps businesses buy the inventory they need to complete customer orders. With purchase order financing, you can ensure your orders are fulfilled and that your customers are satisfied even when you don’t have the working capital readily available.

Business Line of Credit

A small business line of credit gives you flexible access to cash on an as-needed basis. This type of financing allows you to draw cash from your total credit limit for any business purpose – and only pay interest on what you use.

Small Business Administration Loan

A Small Business Administration-backed loan, or an SBA business loan, can help your business to get working capital to accomplish any goal, like expanding, purchasing/refurbishing equipment, taking on new real estate, or refinancing an existing mortgage or agreement, and more.
SBA loans are one of the most desirable and sought-after types of business loans. 

Equipment Financing

Regardless of your industry, we can help you obtain the best deal on business equipment financing for virtually every type of equipment. We work with a wide range of business types, including medical, software, manufacturing, commerce, food services, automotive, and much more.

Asset-Based Lending

Asset-based lending is a type of business financing in which the lender secures the agreement with an asset or collateral. Asset-based lending can give the borrower either a loan or line of credit. Collateral for asset-based lending doesn’t need to be real estate. Other more liquid assets, like receivables, inventory, purchase orders, and potentially equipment, can also act as collateral. You can leverage one or more of these assets to secure a loan or an ongoing credit facility/line of credit for your business.

Franchise Financing

Simply put, franchise loans and financing programs help franchise owners to both capitalize on new opportunities and cover upcoming expenses. For franchise owners, there are always ways to drive higher revenue. Successful restaurant franchise owners looking to serve more customers may need funding to expand their locations. Other franchise owners looking to drive higher revenue by purchasing an additional location may need funding as well.

What Our Clients Say

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The Process Was Smooth & Easy

The process was smooth and easy. Looking forward to the future. Brad was always available, even after hours.
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