A line of credit is a flexible financing option that allows quick access to a defined amount of working capital. The way it works is a business is approved for a set amount of credit and has access to that amount through a streamlined process which allows for easy access to drawing on the approved amount when needed. The full amount does not need to be drawn at one time, your business can conveniently draw on as much or as little working capital as it needs, up to the approved amount. Businesses are only responsible for repaying the funds they used, plus any interest or other fees that may be charged.

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Our lines of credit is extremely flexible and gives your business access to the working capital it needs, when it needs it most. As mentioned, a business line of credit is ideal for repeat cash flow needs. It’s also a great option for obtaining working capital to pay for unexpected expenses or exciting new business opportunities. Pay Trust offers and facilitates access to financing from $5,000 up to $5,000,000 dollars. Best of all, the amortization terms can vary from three to eighteen months*. Payments on the outstanding balance can be made with fixed daily, weekly, or monthly payments that are automatically withdrawn from the business bank account on file*.

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The line of credit provides the flexibility to access funds through ACH deposits into your business bank account, or with the Access Prepaid Mastercard linked to your account. Your Access Card will be linked to your line of credit account and gives you and your business easy and near real-time access to the funds available on your line of credit account

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